Buyer consultation
We'll sit down and have a comprehensive conversation about your goals, the market, and the entire buying process.
1
Planting new roots
Buying a home can feel daunting, especially in times when buyers face a competitive market – but that’s why I’m here. I thrive in high stakes situations and I fight to protect you to get you the right home. I’ll help you make decisions that you are confident in and that are right for you.
How can I help?
Homes are so much more than a big box where we put our stuff. I believe we should have a strong connection to the place we spend most of our time.
The steps
Get pre-approved
Understand what size purchase you are qualified for and comfortable with.
2
Finding the one
We strategically search the market to find the perfect home and feel confident about your selection.
3
Make an offer
I negotiate not just to get your offer accepted, but also to get the best deal & protect you.
4
Close and move in
After what feels like a hundred signatures – it’s yours! Congratulations, time to unload the truck!
5
Buyer FAQ
Is now a good time to buy?
Every market has advantages and disadvantages. Some things matter more to some than others. For example, the times when more buyers are active, there is more competition and we tend to see more over ask offers. Times when there is less buyer activity you face less competition, but more there may be fewer homes available. Talking to a realtor about the time that makes sense for your you situation is crucial.
How do I know if I’m ready to buy?
I boil it down to a few things:
1. You love your community and don't plan to leave in the next year or two.
2. Your income is stable.
3. You've been saving and know you've got enough for your down payment.
4. You're feeling that pull to settle and want to a place to make your own.
Can I afford a home?
There are a number of different things that contribute to whether or not you can afford a home and how much home you can afford. I recommend talking to a qualified, local lender that you can trust and will educate you in a clear way.
How do I find a good lender?
The biggest thing is to find someone local. You don't want to rely on talking to someone in a call center as the person helping you buy your largest asset. I have a few lenders I have worked with extensively and trust. I'd be happy to connect you with them. Just shoot me a message and I'll send you some names!
I’m not ready to buy yet, but I’d like to learn more – can I reach out?
Absolutely! Information is power. Sometimes finding the right time to buy can take weeks, months, or years - but you need to know how to plan and prepare so talking to a realtor sooner rather than later can help you figure out your strategy. Let's talk and see what it'll take to make it happen!
I own a home, how do I buy & sell at the same time?
There are a number of ways to make this transition. Determining the strategy that makes sense for you is dependent on your situation, and picking the wrong strategy can have big consequences. Let's sit down and chat through it together.
Have a question I didn’t answer here?
What my clients say
Sam & Alex
He was friendly and approachable, and really knows his stuff.
Sam & Alex
My husband and I worked with Cole as first-time home buyers in spring of 2023. Cole was so wonderful to work with. He explained everything to us so thoroughly, and answered our million questions. We found the house of our dreams in St. Paul, and Cole handled everything perfectly - so we got the first offer we put in! I know that doesn’t happen every time, but I know we got the house partly because of his realty skills. He was friendly and approachable, and really knows his stuff. Pick Cole! You will be glad you did.Cindy & Garrett
Cole went above and beyond what we thought an agent would do.
Cindy & Garrett
My husband Garrett and I hired Cole Hooey to help us sell my mother's lifelong home in Richfield based on a flyer that came in the mail, and we consider it our good fortune that we contacted him! Cole went above and beyond what we thought an agent would do by scheduling and coordinating everything that had to be done to the house to get it ready for sale. He is an upstanding young man who is knowledgeable and very personable and kind. This really made a big difference since this was a very emotional process for us. We highly recommend Cole Hooey as a realtor!Jennifer & Ryan
Buying a house out of state wasn't easy at all and Cole helped every step of the way.
Jennifer & Ryan
Cole was absolutely amazing to work with! We liked him from the moment we met. Buying a house out of state wasn't easy at all and Cole helped every step of the way. He never hesitated once with any of our requests to do a virtual walk-thru! He has amazing patience and answered every question that we could have possibly had. I hope to see him on IG “running thru our neighborhood” . Thanks so much Cole for everything that you did. We love our house!!Matthew & Sarah
It was clear he had our best interests at heart.
Matthew & Sarah
Cole was recommended to us by a recent client and we couldn't have imagined a better agent. Throughout the entire process, it was clear he had our best interests at heart. He went above and beyond to get to know us and what we wanted in a home and used his extensive knowledge to guide us. As a result, we felt comfortable and confident throughout the entire process!Request an evaluation
Curious what your home would sell for? I’d love to put together a report for you. Absolutey no obligation on your part.